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Comprehensive

Protect Yourself Against Non-collision Accidents

Comprehensive coverage protects your vehicle in the event of damage caused by things like vandalism, glass breakage, theft and fire.

Comprehensive coverage protects you against loss or damage to your vehicle that isn’t included in collision coverage, such as:


  • Theft
  • Earthquakes
  • Explosions
  • Objects thrown in the air or falling objects
  • Fire
  • Wind storms
  • Floods
  • Loss or damage caused by projectiles
  • Vandalism
  • Riots or disturbances of the peace
  • Hail
  • Lightning

Comprehensive coverage may be required if your vehicle is leased or purchased with financing.


In Context

After a stormy winter night, Jerry woke to an alarming scene. His car shelter had caved in under the weight of the snow and a metal bar had gone through the car’s roof and windshield.

Fortunately Jerry had opted to add comprehensive coverage to his auto insurance policy. As a result, his insurance company paid for the repairs and Jerry paid only the deductible.

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