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Your Motorcycle, Your Recreational Vehicle, Your Privileges

Motorcycle and Recreational Vehicle Insurance

Benefit from Preferred Rates and Exceptional Service for Your Motorcycle and Recreational Vehicle

Your motorcycle is insured against all physical damage under your auto insurance policy and is listed as another vehicle.

Most recreational vehicles are also covered by your auto insurance policy. Watercraft (e.g., motorboats, sailboats, canoes, kayaks, rowboats, pedal boats) or personal watercraft are covered by your property insurance policy, with specific protection.

Type of Vehicle Auto Insurance Property Insurance

Motorcycle

X

All-terrain vehicle (ATV)

X

Snowmobile

X

Motorhome

X

Trailer*

X

X

Watercraft

X

Personal watercraft

X

Third Party Liability Insurance

By law, for your motorcycle or recreational vehicle, you must have third party liability insurance of at least $200,000, in case, for example, you cause physical damage to another person or property in an accident. Many people choose coverage limits of $1 million or $2 million. Purchasing higher limits provides you with additional protection in case you face legal action, giving you extra peace of mind.

Contact one of our agents for a quote, or if you have any questions about a vehicle.

*This vehicle may be covered by your auto or home insurance policy, depending on certain criteria.


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