Whether caused by cooking or electrical problems, fires often cause the worst damage to your home.
Unfortunately, many of these fires are the result of negligence or carelessness.
Here are a few tips that could prevent many problems:
- Equip your home with smoke detectors. If they are well located and maintained, they can save your life. Clean them regularly and replace the batteries twice a year (in March and November, when clocks are reset).
- Equip your home with a fire alarm system connected to a remote monitoring center.
- Place one or more fire extinguishers in locations that all family members can access easily and be sure you know how to use them properly.
- Be careful when using cooking oil.
- Always cook french fries in a deep fryer equipped with a thermostat rather than in a saucepan. Remember that a deep fryer costs less than the deductible you would have to pay in the event of a claim.
- Clean cooking surfaces, walls and the range hood regularly, as grease deposits can catch fire easily.
- Learn how to detect other problems likely to cause a fire. For more details, visit the Insurance Bureau of Canada website.
- In the event of a loss, it is important to know the value of your possessions. Make sure you keep an up to date inventory.
And, of course, in case of fire, call a claims advisor to arrange for any required emergency assistance and start the claims process.