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Frequently Asked Insurance Questions

Did I need the higher limits that I had before? If not, can I change to a policy with the lower accident benefits for a cheaper price before my renewal?

The limits that you require are dependant on your individual circumstances. You may want to consider things such as whether or not you have collateral benefits through a private plan or employer, or whether you have any dependants to determine your needs for higher limits.

Although there will be no change to your coverage until renewal, it is possible to change to the new standard accident benefits now. However, because so many factors impact your premium, it does not necessarily mean that your premium will decrease.

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