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Frequently Asked Insurance Questions































Did I need the higher limits that I had before? If not, can I change to a policy with lower accident benefits for a lower premium before my renewal?

The limits that you require are dependent on your individual circumstances. You may want to consider things such as whether or not you have collateral benefits through a private plan or employer, or whether you have any dependants to determine your needs for higher limits. For more information, please see Assessing your Needs for Optional Accident Benefit Coverages.

It’s also possible to switch to the new standard accident benefits now. However, because so many factors impact your premium, it does not necessarily mean that your premium will decrease.






















































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