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Third Party Liability

Be Covered if You Accidentally Damage Someone’s Property

As a citizen, you must be in a position to pay if you injure someone, or if you damage someone's property. That’s why the law in Canada requires that you have basic third party liability coverage.

Third party liability provides coverage when a policyholder or insured driver is responsible for an automobile accident:

  • That results in property damage, or
  • Where someone is injured or killed

By law you must have at least $200,000 in third party liability coverage, but most people choose $1 million or $2 million.

This coverage is automatically included in the calculation of your auto insurance quote.

A Word from the Experts

Tip Benefit
Opt for $2 million in third party liability coverage for worry-free driving. You’ll enjoy peace of mind and your premium will only increase slightly.

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