All Risk Insurance
Protect Your Property Against Fire, Theft, Vandalism…
“All risk” protection covers the most common risks that could directly damage your property.
Basic coverage includes risks like fire, theft, vandalism, damage due to wind, certain types of water damage, falling objects, and a vehicle hitting your house.
“All risk” protection also covers accidents people don’t usually think of when buying insurance.
And although all insurance policies—including “all risk” types—contain exclusions because certain situations such as normal wear, gradual deterioration, mechanical failure, flooding, etc., cannot be covered, some of these exclusions can be insured with optional protection.
In Context
While doing his laundry, Simon knocked over some bleach, spilling it on the floor and some clothes.
Not only were his clothes ruined, his wood floor was seriously damaged!
Although this little accident was his fault, his “all risk” home insurance covered the damage.
Property Insurance Quote: Get Protection That Suits Your Needs