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Frequently Asked Questions on Auto Insurance

The Last Insurance Premium I Got Was Really High. How Can I Reduce It?

Believe it or not, reducing your auto insurance premium is up to you.

Here are some tips:

  • Drive carefully.
  • Get your auto insurance and home insurance with us. You could qualify for a multi-line discount.
  • Choose a vehicle with low insurance rates. Generally speaking, the older the car, the cheaper the insurance premium. Get an auto insurance quote and compare the rates for different vehicles.
  • Choose a vehicle with low repair costs. It costs less to repair an economy-class vehicle than a luxury vehicle.
  • Increase your Collision and upset and All perils other than collision or upset deductibles. The higher your deductible, the lower your insurance premium.
  • If your vehicle is old, consider not including Collision and upset and All perils other than collision or upset coverage in your auto insurance policy.

To make the right choices when purchasing auto insurance, read Choosing the Right Kind of Auto Insurance.












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