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Frequently Asked Questions on Property Insurance

Why should I regularly update my property insurance policy?

You should tailor your home insurance policy to any change in your life. Update it regularly in order to:

  • Receive coverage that suits your actual needs
  • Benefit from the fairest and most equitable premium
  • Avoid unpleasant surprises in the event of a claim

Call an agent to discuss any changes that could affect your insurance premium:

  • Alarm system installation
  • Change in your smoker/nonsmoker status
  • Major renovations (e.g., finishing your basement, putting an addition on your home, etc.)
  • Acquisition of highly valuable items (e.g., jewelry, paintings, antiques, etc.)

Also take the opportunity to update your home inventory. In the event of a claim, you will have all the information you need about your current possessions.

To determine your home insurance needs, read Choosing the Right Kind of Home Insurance.

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