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Auto Insurance Basics

The main purpose of auto insurance is to protect you in the event of an accident, whether or not you're responsible.

Why You Need Insurance

In Quebec, civil liability coverage is mandatory. If you drive without basic insurance and are stopped by the police, you'll be fined.

Also, if you have an accident and damage someone else's property, you'll have to pay for the damage yourself. You'll also have to pay if you drive a recreational vehicle (like a snowmobile) without insurance, and you hurt someone.

Basic Coverage—Essential for Your Needs

When you purchase The Personal auto insurance, you're automatically protected against damage for which you may be held responsible, thanks to civil liability coverage.

By law you're required to have at least $50,000 in civil liability insurance for a passenger vehicle and $500,000 for a recreational vehicle, but most people opt for $1 million or $2 million.

Coverage Adapted to Your Needs

We also offer optional coverage for greater flexibility.

Want more than basic coverage but find full coverage is too much? We have the solution—personalized insurance products tailored to meet your individual needs.

Complete an auto insurance quote online and see how easy it is to be well protected!


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