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"All risk" insurance provides coverage against most accidents which people don't usually think of when buying property insurance, such as a paint spill on a rug.
Covers you against damage you may involuntarily cause to others.
Protects your property against unfortunate incidents (fire, theft, vandalism and certain types of water damage).
Protects you against fuel oil spillage and decontamination.
Covers you for water damage such as sewer back-up or seepage of water derived from natural sources.
Covers your outdoor above ground and in-ground pool, spa, and sauna.
This text is intended as a guide. Full conditions and exclusions can be found in the insurance policy.
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