Let’s Keep in Touch Contest Rules
April 2019 to March 2020

Contest

This contest is organized and sponsored by The Personal General Insurance Inc. (hereinafter “The Personal”). It runs from April 23, 2019, to April 5, 2020, closing at 11:59 p.m. Eastern time.

Who can enter

Prize draws are open exclusively to eligible entrants from organizations that have a partnership agreement with The Personal to offer a property and casualty insurance plan, who meet the criteria outlined below and who are eligible for home or auto insurance from The Personal.

Prizes

Total prize value of $3,000 Canadian: 12 prepaid Visa credit cards worth $250 each.

Eligibility

Contest entrants must:

  • Live in the province of Quebec
  • Be at least 18 years of age on the draw date
  • Be an eligible participant from an organization that has a partnership agreement with The Personal to offer a property and casualty insurance plan as at March 31, 2019
  • Either:
    • Register for electronic communications from The Personal at thepersonal.com/contest250 between April 23, 2019, and the last day of the month preceding the date of each draw
    • Get a valid home or auto insurance quote from The Personal by phone at 1-888‑476‑8737 or online at thepersonal.com between April 23, 2019, and the last day of the month preceding the date of each draw

No purchase necessary. One chance of winning for each registration for electronic communications (one registration per email address) and for each quote received from The Personal (maximum of one quote per insurance product) on each draw date.

The Personal and employees, representatives and agents of The Personal or any other Desjardins General Insurance Group Inc. entity or subsidiary, and persons with whom they reside are not eligible to enter the contest.

Details of the draw

  1. The winners will be chosen by 12 electronic draws at The Personal’s head office at 6300 boulevard Guillaume-Couture, Lévis, Quebec  G6V 6P9, at 3 p.m. Eastern time from among all eligible entrants on the following dates:
    • June 14, 2019: One draw from among all entrants who register for electronic communications from The Personal or who get a home or auto insurance quote from The Personal between April 23 and May 26, 2019
    • July 12, 2019: One draw from among all entrants who register for electronic communications from The Personal or who get a home or auto insurance quote from The Personal between May 27 and June 24, 2019
    • August 9, 2019: One draw from among all entrants who register for electronic communications from The Personal or who get a home or auto insurance quote from The Personal between June 25 and July 21, 2019
    • September 13, 2019: One draw from among all entrants who register for electronic communications from The Personal or who get a home or auto insurance quote from The Personal between July 22 and August 25, 2019
    • October 11, 2019: One draw from among all entrants who register for electronic communications from The Personal or who get a home or auto insurance quote from The Personal between August 26 and September 22, 2019
    • November 8, 2019: One draw from among all entrants who register for electronic communications from The Personal or who get a home or auto insurance quote from The Personal between September 23 and October 20, 2019
    • December 13, 2019: One draw from among all entrants who register for electronic communications from The Personal or who get a home or auto insurance quote from The Personal between October 21 and November 17, 2019
    • January 10, 2020: One draw from among all entrants who register for electronic communications from The Personal or who get a home or auto insurance quote from The Personal between November 18 and December 15, 2019
    • February 14, 2020: One draw from among all entrants who register for electronic communications from The Personal or who get a home or auto insurance quote from The Personal between December 16, 2019, and January 12, 2020
    • March 13, 2020: One draw from among all entrants who register for electronic communications from The Personal or who get a home or auto insurance quote from The Personal between January 13 and February 9, 2020
    • April 10, 2020: One draw from among all entrants who register for electronic communications from The Personal or who get a home or auto insurance quote from The Personal between February 10 and March 8, 2020
    • May 8, 2020: One draw from among all entrants who register for electronic communications from The Personal or who get a home or auto insurance quote from The Personal between March 9 and April 5, 2020.
  2. The odds of winning depend on the number of registrations for The Personal electronic communications (one entry per registration, per email address) and the number of The Personal insurance quotes obtained (one entry per insurance product) on the draw dates.
  3. An entrant cannot win more than once.
  4. A contest entrant is defined as someone whose name appears on a registration for electronic communications or an eligible insurance quote on each draw date. If two people jointly appear on the registration for electronic communications or the quote, it is the person who is an employee, member or retired employee of an organization that has a partnership agreement with The Personal who must answer the mathematical skill-testing question, and the prize shall be awarded in that person’s name only. If both people are employees, members or retired employees of an organization that has a partnership agreement with The Personal, either may answer the mathematical skill-testing question, but the prize shall be awarded in both of their names.
  5. If the registration is completed, or the quote is issued, in the name of a corporate body, the mathematical skill-testing question will be submitted to the person whose name appears on the registration or the quote as the representative of that corporate body, or to any other designated representative thereof, and the prize will be awarded in the name of the corporate body indicated on the registration or quote.
  6. To claim the prize, the winner must meet the eligibility conditions in these contest rules, and:
    • Be reached by phone within 10 business days of the draw
    • Correctly answer a timed mathematical skill-testing question over the phone
    • Accept the prize as awarded
    • Consent to the use of their name, place of residence, photograph and voice in any contest-related advertising, without compensation
    • If requested, sign a declaration and release of liability form under the conditions set by The Personal and return it within 10 days of receipt
    Failing this, the organizers will select another winner. The subsequent draw will proceed in the same manner as described in these contest rules, with the exception of the date, which cannot be the same.
  7. The prizes will be mailed to the winners within four to six weeks of the draw.
  8. Prizes cannot be exchanged or transferred to another person, including the winner’s successor or heir.
  9. The Personal cannot be held liable for lost or stolen prizes.

General conditions

  1. All quote requests remain the property of The Personal.
  2. The Personal reserves the right to modify the contest conditions or terminate the contest at any time, without notice, subject to the approval of the Régie des alcools, des courses et des jeux of Quebec.
  3. The Personal reserves the right to disqualify any entrant or cancel any entry that does not comply with these rules.
  4. All decisions made by The Personal regarding this contest are final and binding, subject to any decision of the Régie des alcools, des courses et des jeux of Quebec on any matter under its jurisdiction.
  5. Any dispute regarding the organization or operation of a promotional contest may be submitted to the Régie des alcools, des courses et des jeux for a ruling. Disputes regarding the awarding of a prize may be submitted to the Régie, but only for the purpose of helping the parties reach a settlement.
  6. The Personal cannot be held liable for lost, misdirected or late entries, or for any failure, for any reason whatsoever, that may affect the availability or operation of the website or any telecommunications systems and networks for the duration of this contest. Moreover, The Personal cannot be held liable for any damage to entrants’ computers or to components of computer systems used to enter this contest.
  7. By entering this contest, participants release and hold harmless The Personal of all liability and damage that could result from said entry or from the acceptance or use of the prize if a person is declared the winner.
  8. This contest is subject to all applicable laws.
  9. A French version of these rules is available at lapersonnelle.com/concours250. In the event of a discrepancy between the English and French versions of these rules, the French version shall prevail.