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18884768737

Simple, flexible home insurance with The Personal

Whether you own or rent your home, discover our all-risk insurance that offers you a range of coverage options, so you can get an insurance package that truly fits your needs.

Plus if you're a member or employee of one of our partner organizations, you enjoy exclusive rates.

Discover your home insurance guide

From theft and fire to liability and flooding, home insurance can be confusing. Our guides show you what's covered, what's not and what's optional. Learn more about our all-risk insurance, depending on your situation.

Homeowners

Condo owners

Tenants

Home insurance discounts and savings

Multi-Line Discount
 

Save on your insurance when you insure your home and car with us.

Pay only the higher deductible if the same event damages both your residence and your vehicle, while your vehicle is parked there.

Claims-Free Offer
 

Save if you've been claims-free for several years

Water damage prevention system

Save if you have any of these water damage prevention systems:

    Alarm system

    Save if you have a centrally-monitored fire and burglar alarm system installed in your home.

     

     

    Note

    Contact us for a list of compatible system models.

    Forbes’ highest-ranked group home and auto insurer
    in Canada

    As ranked by Forbes 2025 World’s Best Homeowners and Auto Insurance Companies.

    Take advantage of our assistance services

    With home insurance from The Personal, you get Identity Theft Assistance at no extra charge.

    Identity Theft Assistance

    Get help from a team of qualified professionals if your identity is stolen.

    • Available 24/7
    • Included with your home insurance policy
    Learn more

    Contact us

    Customer service

    Monday to Friday: 8 AM to 8 PM (Eastern Time)
    Saturday: 8 AM to 4 PM (Eastern Time)

    1-888-476-8737

    Claims

    24/7

    1-888-785-5502

    The information on this page is provided for informational purposes only. The terms and conditions of the coverages described are set out in the home insurance policy, which always prevails. Conditions, exclusions and limitations may apply. Online insurance purchase is available subject to our underwriting policies. Limitations and exclusions apply.

    Certain conditions, exclusions, and limitations may apply. Savings are based on your profile. Savings and discounts are subject to eligibility conditions. Rates and discounts are subject to change without notice.

    Ajusto is underwritten by The Personal and available in Quebec, Ontario and Alberta only.

    Ajusto® is a registered trademark of Desjardins General Insurance Inc., used under licence.

    RadarTM is a trademark of Desjardins General Insurance Group Inc., used under licence.

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