With Ajusto, you could be rewarded with great savings on your group auto insurance after 100 days. With Ajusto, you could be rewarded with great savings on your group auto insurance after 100 days.

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Your good driving habits could help you save on your insurance
after only 100 days!1

With the Ajusto® Program, you can get a discount on your auto insurance premium in as little as 100 days—just by driving carefully! 

Ajusto is a usage-based insurance program that you can access directly from your smartphone to help you monitor your driving habits and save up to 25% on your auto insurance premium.

How does Ajusto work?

Download The Personal app

The app is free and works on iPhone and Android smartphones.

You don’t need a data plan to use the app.

Download the app

Sign up for Ajusto

Go to the Ajusto section of the app to sign up for the program.

Start saving!

Improve your score and your savings by driving carefully.

The Ajusto program provides you feedback to become a better driver based on 4 criteria:

Driving smoothness

The more you can avoid fast acceleration, hard braking and hard cornering, the higher your score will be.


Respecting the speed limit decreases the risk of an accident and helps you get the highest score you can.

Time of day

The risk of an accident is lower at certain times of the day—and the lower the risk, the more you save.

Distance travelled

Shorter trips pay off because they help you boost your score. The less you drive, the more you save.

What are the benefits of Ajusto?

  • You can save up to 25% on your auto insurance premium
  • You get feedback to improve your driving habits
  • You help improve road safety

Your score will be calculated based on all your driving data that is collected, is not based on individual events.

Your final score could turn into a discount on your auto insurance premium after a 100-day trip analysis period and once you have driven 1,000 km. Enjoy this discount for as long as you have car insurance with us! Find out how The Personal uses your score to calculate your savings

Remember, Ajusto will never penalize you with premium increases.

It’s a usage-based program that helps you save while encouraging better driving habits.

Win Ajusto medals when you improve your driving!

Challenge yourself to be a better driver!

Ajusto medals are a fun way to boost your score—and your savings!

At The Personal, we’re committed to keeping your personal information secure and confidential.

With The Personal, you get exclusive group rates and customized coverage for your home and auto insurance.

Not insured with The Personal and want to get Ajusto?

Get an auto insurance quote today

Discover The Personal app

Take advantage of the latest innovations like Ajusto, AlertTM and RadarTM and get direct access to your Online Services to manage your home and auto insurance policies or file a claim anytime.

Already insured with The Personal? Download the app now!

Download on the App Store
Get it on Google Play
Works on Apple Watch with an iPhone
  • Certain conditions, limitations and exclusions may apply.
  • The Personal refers to The Personal General Insurance Inc. in Quebec and The Personal Insurance Company in all other provinces and territories of Canada.
  • TM Alert and Radar are trademarks of Desjardins General Insurance Group Inc., used under licence.
  • Ajusto is available in Quebec and Ontario only.
  • Ajusto® is underwritten by The Personal. ® Ajusto is a registered trademark of Desjardins General Insurance Inc. and is used with permission by The Personal.
  • 1. Subscribers must drive at least 1,000 km during the mandatory 100-day usage period.
  • The discount does not apply to certain endorsements and additional coverages.
  • Apple, the Apple logo, iPhone and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
  • Google Play and Google Play logo are trademarks of Google LLC.