Car insurance savings
Save up to $690
when you insure your home and car
with us1

Get a quote Option to buy online
Up to 2 cars and 3 drivers 1 car and 1 driver
Prefer to call us?
1-888-476-8737Save on your car insurance
As a member or employee of one of The Personal’s partner groups, you get exclusive group rates and personalized discounts and offers.
Multi-insurance savings
Multi-Line Discount
- Save up to $690 on your home insurance when you insure your home and car with us1
- Pay only the higher deductible if the same event damages your car and home
Driver profile savings
Student Rates
Are you under 25? Save up to 10% on your car insurance if you’re a full-time university or college student or a recent graduate4
And check out our tips for young drivers
Loyalty
Depending on how long you’ve been with your current insurer or broker, you could be eligible to save on your auto insurance premiums
Vehicle savings
Hybrid or electric vehicle
Insure your hybrid or electric vehicle with us and save up to 5% on your auto insurance premium
Winter Tires
Save up to 5% on your car insurance all year when you drive with four winter tires during the winter months
Find out more about our Winter tire discount
Get a quote
Prefer to call us?
1-888-476-8737Certain conditions, limitations and exclusions may apply.
Savings are based on each client’s individual profile. Savings and discounts are subject to eligibility conditions. Rates and discounts are subject to change without notice. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails.
1. Offer is available to Ontario residents only. Savings are based on each client’s individual profile. Savings and discounts are subject to eligibility conditions. Rates and discounts are subject to change without notice. [Back]
2. Savings are based on each client’s individual profile. Savings and discounts are subject to eligibility conditions. Rates and discounts are subject to change without notice. Discounts may vary per province. [Back]
3. Offer is available to Ontario residents only. On average, clients who have been continuously insured in Canada for 10 years and have a clean driving record save $725. To have a “clean driving record,” clients must have no minor, major, or serious convictions in the last 3 years (parking tickets are not taken into account). Savings are based on each client’s individual profile. Savings and discounts are subject to eligibility conditions. Rates and discounts are subject to change without notice. [Back]
4. Student Rates are subject to eligibility conditions and may vary by jurisdiction. [Back]
Information to have on hand when getting a quote
To get an auto insurance quote, you’ll need the following information for you and any other drivers you want to insure:
- The date you want your insurance to start
- Information about all the vehicles you want to insure (year, make, model, odometer reading)
- Current auto insurance provider
- Information on driving violations for each driver(number and type)
- Information on past claims for each driver (number and type)
Information to have on hand when getting a quote
To get a home insurance quote, you'll need the following information about your property:
- Year of construction
- Type of exterior siding (brick, stone, vinyl, aluminum)
- Main heating source (electricity, gas, dual energy)
- Other heating source (fireplace, wood-burning stove, electric space heater)
- Total ground floor area
- If there is a fire station within 8 km of your home
- If there is a fire hydrant within 300 metres of your home
- Year the roofing material was last fully replaced
Information to have on hand when getting a tenant insurance quote
To get a tenant insurance quote, you'll need the following information about your unit:
General information
- The date you want your insurance to start
- Number of apartments in the building
- Type of business in the building, if applicable
- Floor you live on
- Breed of any dogs
- Amount of insurance for your belongings
- Current insurance provider, if applicable
- Security system in your unit, if applicable
Insurance history
- Number of home insurance losses in the past 7 years
- Description of the losses (location, claim, type of loss, year)
If you qualify to buy your tenant insurance online, you will also need the following information:
- Payment method (pre-authorized debit or credit card)
- Banking information depending on your payment method
Information to have on hand when getting a condo insurance quote
To get a condo insurance quote, you'll need the following information about your property:
General information
- The date you want your insurance to start
- Type of mortgage lender
- Year of construction
- Number of units in the building
- Type of business in the building, if applicable
- Floor you live on
- Breed of any dogs
- Amount of insurance for your belongings
- Current insurance provider, if applicable
- Security system in your condo unit, if applicable
Insurance history
- Number of home insurance losses in the past 7 years
- Description of the losses (location, claim, type of loss, year)
If you qualify to buy your condo insurance online, you will also need the following information:
- Name and contact information for your mortgage lender
- Payment method (pre-authorized debit or credit card)
- Banking information depending on your payment method