Young drivers

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Get great insurance without breaking the bank. If you are a young driver, you could take advantage of our exclusive group rates and an insurance premium that matches your financial reality.

Coverage for the unexpected

One day while driving, out of the blue, you lose control of your vehicle and crash into the side of a house. That’s when you’re happy to have Liability coverage on your auto insurance policy to cover the damage to the property. This protection is mandatory.

It also covers bodily injury or death of someone who is hurt in an accident. Find out what other mandatory coverages you need on your insurance policy.

If you also want coverage for damage to your vehicle, you’ll need Collision and Comprehensive. If you add these protections to your insurance policy, you’ll be “insured on both sides.”

You can also add optional coverages to meet your individual needs.

Potential savings

Under 25

You could save up to 10% on your car insurance if you are a full-time college or university student or a recent graduate under 25.¹

Get a quote today!

Older vehicle

If you own a low-value older vehicle (over 10 years old), you could save by choosing mandatory coverage only.

Talk to one of our P&C insurance agents for advice on the coverage that's right for you.

Multi-Line discount

You can insure your car and apartment with us and save even more. Ask about the Multi-Line discount.

Higher deductible

You can increase your deductible (for example, from $500 to $1000) to lower your insurance premium.

Discover our auto insurance savings for even more ways to save.

Are the items inside your car covered in case of theft?

If your vehicle is stolen, any accessories (like seat covers and ski racks) are covered by your auto insurance, while items left in the vehicle (like your camera, laptop, or coat) are covered by your home insurance.

The information on this page is provided for informational purposes only. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails. Certain conditions, limitations and exclusions may apply.

1. Rates and savings for full-time college or university students and recent graduates are subject to eligibility conditions and may vary by jurisdiction.