Dash cams – or dashboard cameras – allow you to record video and audio of your surroundings while you drive. Our list of benefits will help you decide if you should invest in a dash cam for your car.
A dash cam may help you save on insurance
Having a dash cam won’t automatically lower your insurance premiums, but if you’re involved in an accident, the recording could provide evidence to determine who was at fault and liable, which may protect you from potential increases to your auto insurance premiums.
Avoid fraudulent claims
It’s not unheard of for fraudsters to intentionally stage an accident to defraud an insurance company. Investigators can use the evidence from a dash cam to expose the fraud and avoid insurance claims that could raise your rates.
Have some fun or capture the unexpected
You may have seen the stunning footage captured on dash cams of meteorites racing across the sky or majestic wildlife strolling along a road. A dash cam is always recording, and if the unexpected happens, you’ll capture it. Dash cams can also be a great way to record memories on family road trip, so you can capture the family sing along for posterity.
Selecting the right dash cam
When shopping for a dash cam you’ll quickly realize that there are a wide range of price points and features available. So here are some key features to consider:
- Picture quality (high quality 4K cameras are available)
- Lens angle and interior camera
- Rear facing camera
- Voice commands
- Wi-Fi connectivity
- Location and speed data
- Recording when parked
Obviously, the more features on the camera the pricier it will be. Prioritize what you want in a dash cam and what features you’re willing to compromise on and you should be able to find one within your budget.
Installing a dash cam
If you’re not confident with your ability to install a dash cam most mechanics will gladly do it for a small fee based on the amount of time it takes to install it.
These tips are provided for information and prevention purposes only. They are general in nature, and The Personal cannot be held liable for them. We recommend using caution and consulting an expert for comprehensive, tailored advice.
Some conditions, exclusions and limitations may apply. The conditions of the coverages described are set out in the insurance policy, which always prevails.
Auto Insurance is not available in Manitoba, Saskatchewan and British Columbia due to government-run plans.