Home and auto insurance for the Canadian Armed Forces community

Are you a member of the National Defence Community, Canadian Armed Forces or an employee of Canadian Morale and Welfare Services?  We’re proud to provide the Canadian Defence Community with customized coverage and exclusive savings on car and home insurance.

Our policies are available to service members and employees, veterans, retirees and reservists. Plus, they're easily transferrable, so wherever you go in Canada, we'll relocate with you.1

Get a quote and see how you can save Option to buy online

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Exclusive insurance rates, preferred service and customized coverage

Protect what matters to you, with our:

  • Home or condo insurance
  • Tenants insurance
  • Auto insurance
  • Recreational vehicle insurance, including motorcycles, snowmobiles, ATVs and boats
Discover more home savings

Bundle and save

Save up to 35% on home insurance when you insure your car and home with us.2


Portable coverage

Easily transfer your policy if you move or are assigned to a different base in Canada.1


Military-specific coverage

If you're deployed, your property policy includes:

$10,000 coverage for your military kit
$3,000 to cover your personal belongings


Military renters policy

If you live in DND controlled quarters, take advantage of our unique Military Quarters policy for renters.

Discover more auto savings

Multi-Vehicle discount

Save on your auto insurance when you insure 2 or more cars with us.

How does our insurance program for the CAF community work? 

When an organization partners with us, we build a unique insurance program for their members and employees.

That means your insurance program is designed with you in mind, offering specific coverage based on your profession and customized options to match your reality.

Plus, when you're insured with The Personal, you can always count on industry-leading customer service.

Certain conditions, exclusions and limitations may apply.

Savings are based on each client's individual profile. Savings and discounts are subject to eligibility conditions. Rates and discounts are subject to change without notice. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails.

Spouses and children may also be eligible for the insurance program.

1. Auto insurance is not available in Manitoba, Saskatchewan or British Columbia due to government-run plans, so your auto insurance policy cannot be transferred if you relocate to those provinces. [Back]

2. On average, clients save 20%. [Back]

See how you can save!