Am I covered? Accident involving injuries

You were in an accident that caused injuries

Accident or loss?

Count on us 24/7—by phone or online


You're asking yourself: Am I covered? Learn more here about the coverage related to your incident.

Two ways to check your insurance coverage

Standard coverage

Certain coverage is required by law and is automatically included in your auto insurance policy.

Third Party Liability (Mandatory)

Covers you in case of accidental property damage or bodily injury caused to others.

Accident Benefits (Mandatory)

Pays benefits if you are injured or lose your life in a car accident.

Uninsured Automobile Coverage (Mandatory)

Provides coverage against accidents caused by uninsured motorists.

Family Protection

Provides additional protection in the event of injury or death caused by an underinsured motorist.

Optional coverage

Each car insurance policy is different. When you took out your policy, optional coverage may have been added based on your needs. If so, here's how you're protected.

Optional Benefit Coverage (Endorsement 47)

There are optional benefits that can be purchased over and above the basic policy. These include:

  • Caregiving benefits
  • Housekeeping and home maintenance benefits
  • Increased medical and rehabilitation benefits, increased attendant care benefits, increased income replacement benefits, increased death and funeral benefits
  • Indexation and Dependant care benefits

Still have questions?

Don't hesitate to call or email your claims advisor, who can explain the details of your insurance coverage.

Accident or loss?

Count on us 24/7—by phone or online

Find a recommended provider

Is immediate action required? Choose from our network of recommended providers. We take care of everything, and you get top quality service.

Car or recreational vehicle

  • Auto glass
  • Body shop
  • Car rental


Reasons to choose a recommended body shop

  • 24/7 vehicle towing
  • Accurate damage appraisal using state-of-the-art technology
  • Repairs are done by an experienced team and guaranteed by the body shop for as long as you own the vehicle and have an insurance policy in force with us

The information on this page is provided for informational purposes only. The terms and conditions of the coverages described are set out in the home insurance policy, which always prevails. Certain conditions, limitations and exclusions may apply.