Home insurance

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When you bundle your home and car insurance

The Personal offers  ome insurance for homeowners, condo owners and tenants.

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Simple, flexible home insurance with The Personal

Whether you own or rent your home, discover our all-risk insurance that offers you a range of coverage options, so you can get an insurance package that truly fits your needs.

Plus if you're a member or employee of one of our partner organizations, you enjoy exclusive rates.

Protect your home with Alert

Get peace of mind at a great price with the AlertTM program, which includes the DIY home security system by Roost®. When you subscribe to Roost's monitoring service, you could also save up to 10% on your home insurance.

Discover Alert  

Discover your home insurance guide

From theft and fire to liability and flooding, home insurance can be confusing. Our guides show you what's covered, what's not and what's optional. Learn more about our all-risk insurance, depending on your situation.




Condo owners



Home insurance discounts and savings

Multi-Line Discount

Multi-Line Discount

Save on your insurance when you insure your home and car with us.

Pay only the higher deductible if the same event damages both your residence and your vehicle, while your vehicle is parked there.

Claims-Free Offer

Claims-Free Offer

Save if you've been claims-free for several years

Water damage prevention system

Water damage prevention system

Save if you have any of these water damage prevention systems:

Alarm system

Alarm system

Save if you have a centrally-monitored fire and burglar alarm system installed in your home.


Contact us for a list of compatible system models.

Healthy home

Healthy home

Save if your home is LEED certified 

LEED stands for Leadership in Energy and Environmental Design. 

Take advantage of our assistance service

With home insurance from The Personal, you get Identity Theft Assistance at no extra charge.

Learn more

Identity Theft Assistance Get help from a team of qualified professionals if your identity is stolen.

  • Available 24/7
  • Included with your home insurance policy
Discover the app

Get the app and access innovative tools

The Personal app makes it easy to manage your insurance and features prevention tools like AlertTM, Ajusto® and RadarTM.

Contact us

Customer service

Monday to Friday: 8 AM to 8 PM (Eastern Time)
Saturday: 8 AM to 4 PM (Eastern Time)

Call us:1-888-476-8737

The information on this page is provided for informational purposes only. The terms and conditions of the coverages described are set out in the home insurance policy, which always prevails. Conditions, exclusions and limitations may apply. Online insurance purchase is available subject to our underwriting policies. Limitations and exclusions apply.

Certain conditions, exclusions, and limitations may apply. Savings are based on your profile. Savings and discounts are subject to eligibility conditions. Rates and discounts are subject to change without notice.

AlertTM is a trademark of Desjardins General Insurance Group Inc., used under licence.

The Alert program is available in Canada only: in Quebec, Ontario, Saskatchewan, Manitoba, Prince Edward Island, Nova Scotia, Nunavut and the Northwest Territories.

The Roost word mark and logo are trademarks of Roost, Inc., and have been registered in the United States and in certain other jurisdictions.

Ajusto is underwritten by The Personal and available in Quebec, Ontario and Alberta only.

Ajusto® is a registered trademark of Desjardins General Insurance Inc., used under licence.

RadarTM is a trademark of Desjardins General Insurance Group Inc., used under licence.

See how you can save!