Water damage solutions

Group home insurance and water damage: optional coverage for flood, sewer back-up, above ground water.

Our optional coverage against water damage

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Quote with possibility to buy online

Quote with possibility to buy online

One-stop water protection, detection and prevention.

According to experts1, extreme weather events like floods and heavy rain are becoming more and more common. Nowadays, over half2 of property insurance claims are related to water damage. Protect your home with our solutions!

Water damage coverages

The Personal now offers enhanced optional coverage against water damage. Add any or all of the following coverages to your home insurance policy for extra protection and peace of mind:

Above ground water (Endorsement 42)

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Ground water and sewer back-up (Endorsement 16c)

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Flood (Endorsement 16d)

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Smart detection with the Alert program

Included in The Personal app

With the AlertTM program, you can detect water leaks before they cause major damage in your home! Get alerts in real time on your smartphone if the device detects a water leak or freeze risk.

Learn more about the Alert program

Prevention advice

Get prevention advice for every season and keep water damage at bay with our water damage prevention tips.

Your Personal connection… to greater peace of mind

Get the protection you need with home insurance from The Personal. Speak to an insurance agent to find out more.

  • The information provided on this page is meant for informational purposes only. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails. Conditions, exclusions and limitations may apply.
  1. Institute for Catastrophic Loss Reduction (ICLR). Telling the Weather Story reportfor the Insurance Bureau of Canada, June 2012.
  2. Statistics of the Desjardins General Insurance Group regarding property insurance claims costs paid in 2015.
  • TM Alert is a trademark of Desjardins General Insurance Group Inc., used under licence.