See what we can offer you
Through your organization’s partnership with The Personal, you benefit from a host of advantages and discounts.
Enjoy exclusive rates
See how you could save when you bundle your home and car insurance
Save up to $1070when you insure your home and car with us
Advantages of the Multi-Line discount:
- Enjoy free Identity Theft Assistance when you insure your home with us
- Pay only the higher deductible if the same event damages both your car and your home
Note
Offer is available to Ontario residents only. To achieve maximum savings, clients must own their own homes. Clients who are tenants will realize lower savings. Savings are based on each client’s individual profile. Savings and discounts are subject to eligibility conditions. Rates and discounts are subject to change without notice.
Car insurance discounts and savings
Multi-Vehicle Save up to $725When you insure 2 or more cars with us
Multi-Vehicle
Note
Savings are based on each client’s individual profile. Savings and discounts are subject to eligibility conditions. Rates and discounts are subject to change without notice.
Conviction-Free Save up to $1,105When you're an experienced driver with a clean driving record
Conviction-Free
Note
Offer is available to Ontario residents only. Clients will need to have been continuously insured in Canada and have a clean driving record for several years. To have a “clean driving record,” clients must have no chargeable accidents and no minor, major, or serious convictions (parking tickets are not taken into account). Savings are based on each client’s individual profile. Savings and discounts are subject to eligibility conditions. Rates and discounts are subject to change without notice.
Student Rates Save up to 10%
Student Rates
You can save if you're under 25 and you're either:
- A full-time university or college student
- A recent graduate
Check out our tips for young drivers
Note
Student Rates are subject to eligibility conditions and may vary by jurisdiction.
Loyalty savings Save up to 15% if you've been with the same insurer for years
Loyalty savings
You could save on your car insurance if you've been insured with the same company or broker for a long time.
Winter tires Save up to 5%
Winter tires
Save on your insurance all year when you drive on 4 winter tires during the colder months.
Find out more about our Winter tire discount
Home insurance discounts and savings
Claims-Free Offer Save up to $395
Claims-Free Offer
Save up to $395 if you've been claims-free for several years
Note
Offer is available to Ontario residents only. Savings are based on each client’s individual profile. Savings and discounts are subject to eligibility conditions. Rates and discounts are subject to change without notice.
Water damage prevention system Save up to 10%
Water damage prevention system
Save if you have any of these water damage prevention systems:
Alarm system Save up to 10%
Alarm system
Save if you have a centrally-monitored fire and burglar alarm system installed in your home.
Note
Contact us for a list of compatible system models.
Healthy home Save up to 10% if your home is LEED certified
Healthy home
LEED stands for Leadership in Energy and Environmental Design.
Identity Theft Assistance Get free Identity Theft Assistance with our home insurance
Get The Personal app
It's easy to update your insurance, manage your payments, display your proof of auto insurance, file and track a claim, and prevent damage.
Get a more personalized premium with Ajusto
Sign up for Ajusto® and get a premium that reflects your driving behaviour and habits.
Save time with
Photo-based estimate
Auto claim? Send photos of the damage and save a trip to the shop.
Want to find out more?
Discover our other products
Contact us
Customer service phone number. This link opens your phone app. 1-888-476-8737
Monday to Friday: 8 a.m. to 8 p.m. (Eastern Time)
Saturday: 8 a.m. to 4 p.m. (Eastern Time)
