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Your advantages:

Exclusive rates not available to the general public
Industry-leading client experience*
Coverage tailored to military life
Prefer to call? 18884768737
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Insurance that gives back

Get a quote before March 31, 2026, and we’ll donate $2 to Soldier On.1

 

 

See what we can offer you

Through your organization’s partnership with The Personal, you benefit from a host of advantages and discounts. 

Advantages of the Multi-Line discount:

  • Enjoy free Identity Theft Assistance when you insure your home with us
  • Pay only the higher deductible if the same event damages both your car and your home

Note

The discount is available to Ontario residents only. This discount is approximate and is exclusive to new customers when they choose to combine their home and auto insurances. Homeowners can save up to 35%, condo owners up to 15% and tenants up to 10% on their home insurance. They can also save up to 10% on their car insurance.

Car insurance discounts and savings


Note

Approximate savings when you choose to insure more than one car.

Good Driving Record

Note

The offer is available to Ontario residents only. Clients must have been continuously licensed and insured in Canada with the same insurer for 5 years.

You must be insured in Canada and have maintained a clean driving record for several years. To have a "clean driving record," you must have no chargeable accidents and no minor, major, or serious convictions (parking tickets are not taken into account).

Online Quote

Note

The Online Quote discount is available to new auto insurance clients in Ontario who start a quote online. It applies to certain coverages and is valid until the insurance renewal date. This offer may be changed or cancelled at any time without notice.

Home insurance discounts and savings

Claims-Free Offer

Save if you've been claims free for several years


Note

Homeowners can save up to 20%, condo owners, up to 16% and tenants, up to 17%

Water damage prevention system

Save if you have any of these water damage prevention systems:

Alarm system

Save if you have a centrally-monitored fire and burglar alarm system installed in your home.


Note

Contact us for a list of compatible system models.

Identity Theft Assistance

Get free Identity Theft Assistance with our home insurance

Get The Personal app

It's easy to update your insurance, manage your payments, display your proof of auto insurance, file and track a claim, and prevent damage.

Download on the App StoreGet it on Google Play

Handy features and prevention tools

 

Get a more personalized premium with Ajusto

Sign up for Ajusto® and get a premium that reflects your driving behaviour and habits.

 

Save time with Photo-based estimate

Auto claim? Send photos of the damage and save a trip to the shop.

 

Track your home insurance claim

Use the app to file your claim and track its progress.

Contact us

1 888 476-8737

Monday to Friday: 8 a.m. to 8 p.m. (Eastern Time)
Saturday: 8 a.m. to 4 p.m. (Eastern Time)

Certain conditions, limitations and exclusions may apply.

Savings are based on each client’s individual profile. Savings and discounts are subject to eligibility conditions. Rates and discounts are subject to change without notice. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails.

Ajusto is underwritten by The Personal and available in Quebec, Ontario and Alberta only.

Ajusto® is a registered trademark of Desjardins General Insurance Inc., used under licence. The discount does not apply to certain endorsements or additional coverages.  Subject to the terms and conditions in effect on the date you enrol in the program.

*Benchmarking Studies on home and auto insurers in Ontario and Quebec performed by an independent surveyor (SOM) between 2013-2024. Ranking based on statistically relevant samples of client experience metrics for property and casualty insurance companies.

  1. Up to a maximum of $10,000. Back
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