Get your personalized offers

Your advantages:  

  • Exclusive rates, negotiated just for you 
  • Military-specific coverage 
  • Outstanding customer service 

Prefer to call? By phone:1-888-476-8737

You deserve VIP treatment

CAF Community members can enter to win $5,000 by getting a home or auto insurance quote before December 31, 2025.1

 

See what we can offer you

Through your organization’s partnership with The Personal, you benefit from a host of advantages and discounts.  

Save up to 35% on your home insuranceWhen you insure your home and car with us

Advantages of the Multi-Line discount:

  • Enjoy free Identity Theft Assistance when you insure your home with us
  • Pay only the higher deductible if the same event damages both your car and your home

Note

Homeowners can save up to 35%, condo owners, up to 15% and tenants, up to 10%.

Car insurance discounts and savings

Multi-VehicleSave up to 7.5%When you insure 2 or more cars with us

Good Driving RecordSave more when you're an experienced driver with a clean driving record

Good Driving Record

Note

You must be insured in Canada and have maintained a clean driving record for several years. To have a "clean driving record," you must have no chargeable accidents and no minor, major, or serious convictions (parking tickets are not taken into account).

Home insurance discounts and savings

Claims-Free OfferSave up to 20%

Claims-Free Offer

Save if you've been claims free for several years

Note

Homeowners can save up to 20%, condo owners, up to 16% and tenants, up to 17%

Water damage prevention systemSave up to 10%

Water damage prevention system

Save if you have any of these water damage prevention systems:

Alarm systemSave up to 10%

Alarm system

Save if you have a centrally-monitored fire and burglar alarm system installed in your home.

Note

Contact us for a list of compatible system models.

Identity Theft AssistanceGet free Identity Theft Assistance with our home insurance

Get The Personal app

It's easy to update your insurance, manage your payments, display your proof of auto insurance, file and track a claim, and prevent damage.

Download on the App Store
Get it on Google Play

Discover the app

Handy features and prevention tools

Get a more personalized premium with Ajusto

Sign up for Ajusto® and get a premium that reflects your driving behaviour and habits.

Discover Ajusto

Save time with
Photo-based estimate

Auto claim? Send photos of the damage and save a trip to the shop.

Learn more

Track your
home insurance claim

Use the app to file your claim and track its progress.

Learn more

Want to find out more?

Discover our other products

Auto insurance

Home insurance

Recreational vehicle and boat insurance

Pet insurance

Travel insurance

Contact us

Customer service phone number. This link opens your phone app.  1-888-476-8737

Monday to Friday: 8 a.m. to 8 p.m. (Eastern Time)
Saturday: 8 a.m. to 4 p.m. (Eastern Time)

Certain conditions, limitations and exclusions may apply.

Savings are based on each client’s individual profile. Savings and discounts are subject to eligibility conditions. Rates and discounts are subject to change without notice. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails.

Ajusto is underwritten by The Personal and available in Quebec, Ontario and Alberta only.

Ajusto® is a registered trademark of Desjardins General Insurance Inc., used under licence. The discount does not apply to certain endorsements or additional coverages.  Subject to the terms and conditions in effect on the date you enrol in the program.

  1. See full contest rules. No purchase necessary. The contest is open exclusively to persons eligible for the CFMWS general insurance plan underwritten by The Personal and who have either gotten a home or auto insurance quote or hold one of these policies that is in effect from May 1 to June 30, 2025, for the 1st draw, from May 1 to September 30, 2025, for the 2nd draw, or from May 1 to December 31, 2025, for the 3rd draw. The 1st draw will be held on July 7, 2025, the 2nd draw will take place on October 7, 2025, and the 3rd draw will be held on January 5, 2026. A total of three (3) cheques for CAN$5,000 each will be awarded. Winners must correctly answer a time-limited, mathematical skill-testing question to claim their prize. The contest is only open to Canadian residents and ends on December 31, 2025, 11:59 PM (Eastern Time). [Back]
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