Get your personalized offers

Your advantages: 

  • Exclusive rates, just for you
  • Mobile app with unique prevention tools 
  • Outstanding customer service

Prefer to call? By phone:1-888-476-8737

Protect more, pay less

You could save an average of $625 when you insure your home and multiple vehicles with us1

See what we can offer you

Through your organization’s partnership with The Personal, you benefit from a host of advantages and discounts.  

Bundle and save up to 35% on home insurance when you insure your home and car with us2

Advantages of the Multi-Line discount:

  • Enjoy free Identity Theft Assistance when you insure your home with us
  • Pay only the highest deductible if the same event damages both your car and your home

Car insurance discounts and savings

Multi-VehicleSave if you insure 2 or more cars

Conviction-FreeSave up to $820 when you're an experienced driver with a clean driving record



This offer is available to Ontario residents only. On average, clients who have been continuously insured in Canada for 10 years and have a clean driving record save up to $820. To have a “clean driving record,” clients must have no minor, major, or serious convictions in the last 3 years (parking tickets are not taken into account).

Student RatesSave up to 10%

Student Rates

You can save if you're under 25 and you're either:

  • A full-time university or college student
  • A recent graduate

Check out our tips for young drivers


Student Rates are subject to eligibility conditions and may vary by jurisdiction.

Hybrid or Electric Vehicle Save up to 5%

Hybrid or Electric Vehicle

Save on insurance if you drive a hybrid or electric vehicle.

Loyalty savingsSave up to 15% if you've been with the same insurer for years

Loyalty savings

You could save on your car insurance if you've been insured with the same company or broker for a long time.

Winter tiresSave up to 5%

Winter tires

Save on your insurance all year when you drive on 4 winter tires during the colder months.

Find out more about our Winter tire discount

Home insurance discounts and savings

Claims-Free OfferSave up to 20%

Claims-Free Offer

Save if you've made no claims in the last 7 years

Water damage prevention systemSave up to 10%

Water damage prevention system

Save if you have any of these water damage prevention systems:

Alarm systemSave up to 10%

Alarm system

Save if you have a centrally-monitored fire and burglar alarm system installed in your home.


Contact us for a list of compatible system models.

Healthy homeSave up to 10% if your home is LEED certified

Healthy home

LEED stands for Leadership in Energy and Environmental Design.

Identity Theft AssistanceGet free Identity Theft Assistance with our home insurance

Get The Personal app

It's easy to update your insurance, manage your payments, file and track a claim, and prevent damage.

Download on the App Store
Get it on Google Play

Discover the app

Handy features and prevention tools

Get a more personalized premium with Ajusto

Sign up for Ajusto® and get a premium that reflects your driving behaviour and habits.

Discover Ajusto

Save time with
Photo-based estimate

Auto claim? Send photos of the damage and save a trip to the shop.

Learn more

Track your
home insurance claim

Use the app to file your claim and track its progress.

Learn more

Want to find out more?

Contact us

By phone: 1-888-476-8737

Monday to Friday: 8 a.m. to 8 p.m. (Eastern Time)
Saturday: 8 a.m. to 4 p.m. (Eastern Time)

Certain conditions, limitations and exclusions may apply.

Savings are based on each client’s individual profile. Savings and discounts are subject to eligibility conditions. Rates and discounts are subject to change without notice. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails.

Ajusto is underwritten by The Personal.

Ajusto® is a registered trademark of Desjardins General Insurance Inc., used under licence. The discount does not apply to certain endorsements or additional coverages. Subject to the terms and conditions in effect on the date you enrol in the program.

  1. Offer is available to Ontario residents only. Amount based on the average savings of clients who have insured at least 2 vehicles and are eligible for the largest auto insurance discount combined with the largest home insurance discount. This amount may vary and does not guarantee savings.
  2. Homeowners can save up to 35%, condo owners, up to 15% and tenants, up to 10%. On average, homeowners save 20%.

Get a quote

Up to 2 cars and 3 drivers 1 car and 1 driver

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