Important notice

Canada Post labour dispute

Mail delivery delays could occur. Reduce processing times for your requests and transactions by using our Online Services.

Your language

Get your personalized offers

Your advantages:

Exclusive rates, negotiated just for you
Mobile app with unique prevention tools
Outstanding customer service
Prefer to call? 18884768737
Change my organization

Review your coverage needs!

Enter for a chance to win 1 of 6 cheques worth $1,000 by getting a home or auto insurance quote.1

 

 

See what we can offer you

Through your organization’s partnership with The Personal, you benefit from a host of advantages and discounts. 

Advantages of the Multi-Line discount:

  • Enjoy free Identity Theft Assistance when you insure your home with us
  • Pay only the higher deductible if the same event damages both your car and your home

Note

Homeowners can save up to 35%, condo owners, up to 15% and tenants, up to 10%.

Car insurance discounts and savings

Multi-Vehicle

Save up to 7.5%

When you insure 2 or more cars with us

Good Driving Record

Note

You must be insured in Canada and have maintained a clean driving record for several years. To have a "clean driving record," you must have no chargeable accidents and no minor, major, or serious convictions (parking tickets are not taken into account).

Home insurance discounts and savings

Claims-Free Offer

Save if you've been claims free for several years


Note

Homeowners can save up to 20%, condo owners, up to 16% and tenants, up to 17%

Water damage prevention system

Save if you have any of these water damage prevention systems:

Alarm system

Save if you have a centrally-monitored fire and burglar alarm system installed in your home.


Note

Contact us for a list of compatible system models.

Identity Theft Assistance

Get free Identity Theft Assistance with our home insurance

Get The Personal app

It's easy to update your insurance, manage your payments, display your proof of auto insurance, file and track a claim, and prevent damage.

Download on the App StoreGet it on Google Play

Handy features and prevention tools

 

Get a more personalized premium with Ajusto

Sign up for Ajusto® and get a premium that reflects your driving behaviour and habits.

 

Save time with Photo-based estimate

Auto claim? Send photos of the damage and save a trip to the shop.

 

Track your home insurance claim

Use the app to file your claim and track its progress.

Contact us

1 888 476-8737

Monday to Friday: 8 a.m. to 8 p.m. (Eastern Time)
Saturday: 8 a.m. to 4 p.m. (Eastern Time)

Certain conditions, limitations and exclusions may apply.

Savings are based on each client’s individual profile. Savings and discounts are subject to eligibility conditions. Rates and discounts are subject to change without notice. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails.

Ajusto is underwritten by The Personal and available in Quebec, Ontario and Alberta only.

Ajusto® is a registered trademark of Desjardins General Insurance Inc., used under licence. The discount does not apply to certain endorsements or additional coverages. Subject to the terms and conditions in effect on the date you enrol in the program.

  1. See full contest rules. No purchase necessary. The contest is open exclusively to persons eligible for the Bell general insurance plan underwritten by The Personal and who have either gotten a home or auto insurance quote or hold one of these policies that is in effect from February 1 to May 31, 2025, for the 1st draw, from June 1 to November 21, 2025, for the 2nd draw. The 1st draw will be held on July 10, 2025, and the 2nd draw will take place on December 12, 2025. A total of 6 cheques for CAN$1,000 each will be awarded. Winners must correctly answer a time-limited, mathematical skill-testing question to claim their prize. The contest is only open to Canadian residents and ends on November 21, 2025, 11:59 PM (Eastern Time). [Back]