Get your personalized offers

Your advantages:  

  • Exclusive rates, negotiated just for you 
  • Military-specific coverage 
  • Outstanding customer service 

Prefer to call? By phone:1-888-476-8737


Treat yourself to the VIP experience

If you’re a CAF Community member, you can enter to win $5,000 just by getting a quote!1


See what we can offer you

Through your organization’s partnership with The Personal, you benefit from a host of advantages and discounts.  

Save up to 35% on your home insuranceWhen you insure your home and car with us

Advantages of the Multi-Line discount:

  • Enjoy free Identity Theft Assistance when you insure your home with us
  • Pay only the higher deductible if the same event damages both your car and your home


Homeowners can save up to 35%, condo owners, up to 15% and tenants, up to 10%.

Car insurance discounts and savings

Multi-VehicleSave 7.5%When you insure 2 or more cars with us

Good Driving RecordSave more when you're an experienced driver with a clean driving record

Good Driving Record


You must be insured in Canada and have maintained a clean driving record for several years. To have a "clean driving record," you must have no chargeable accidents and no minor, major, or serious convictions (parking tickets are not taken into account).

Home insurance discounts and savings

Claims-Free OfferSave up to 20%

Claims-Free Offer

Save if you've been claims free for several years


Homeowners can save up to 20%, condo owners, up to 16% and tenants, up to 17%

Water damage prevention systemSave up to 10%

Water damage prevention system

Save if you have any of these water damage prevention systems:

Alarm systemSave up to 10%

Alarm system

Save if you have a centrally-monitored fire and burglar alarm system installed in your home.


Contact us for a list of compatible system models.

Healthy homeSave up to 10% if your home is LEED certified

Healthy home

LEED stands for Leadership in Energy and Environmental Design.

Identity Theft AssistanceGet free Identity Theft Assistance with our home insurance

Get The Personal app

It's easy to update your insurance, manage your payments, display your proof of auto insurance, file and track a claim, and prevent damage.

Download on the App Store
Get it on Google Play

Discover the app

Handy features and prevention tools

Get a more personalized premium with Ajusto

Sign up for Ajusto® and get a premium that reflects your driving behaviour and habits.

Discover Ajusto

Save time with
Photo-based estimate

Auto claim? Send photos of the damage and save a trip to the shop.

Learn more

Track your
home insurance claim

Use the app to file your claim and track its progress.

Learn more

Want to find out more?

Contact us

Customer service phone number. This link opens your phone app.  1-888-476-8737

Monday to Friday: 8 a.m. to 8 p.m. (Eastern Time)
Saturday: 8 a.m. to 4 p.m. (Eastern Time)

Certain conditions, limitations and exclusions may apply.

Savings are based on each client’s individual profile. Savings and discounts are subject to eligibility conditions. Rates and discounts are subject to change without notice. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails.

Ajusto is underwritten by The Personal.

Ajusto® is a registered trademark of Desjardins General Insurance Inc., used under licence. The discount does not apply to certain endorsements or additional coverages. Subject to the terms and conditions in effect on the date you enrol in the program.

  1. See full contest rules. Existing clients are already entered into the contest. No purchase necessary. Contest is open exclusively to CFMWS members eligible for home or auto insurance under the CFMWS group insurance plan. A total of three (3) $5,000 cheques will be awarded for a total prize value of $15,000 (CAN). Chances of winning depend upon the number of quotes received and policies in force. Contest runs from April 1, 2024, to December 31, 2024. Winners must correctly answer a time-limited, mathematical skill-testing question to claim their prize. [Back]

See how you can save!