Get your personalized offers

Your advantages: 

  • Exclusive rates, just for you
  • Mobile app with unique prevention tools 
  • Outstanding customer service

Prefer to call? By phone:1-888-476-8737

Switch to ASET Home and Auto Insurance

Discover how your money can go further with exclusive rates and savings


You could win $5,000

Get a quote before June 30, 2024, for your chance to win $5,000!1

Exclusive offer

$10 Gift Card for ASET students

Get an insurance quote and a $10 Amazon Gift Card2


See what we can offer you

Through your organization’s partnership with The Personal, you benefit from a host of advantages and discounts.  

Save up to 35% on your home insuranceWhen you insure your home and car with us

Advantages of the Multi-Line discount:

  • Enjoy free Identity Theft Assistance when you insure your home with us
  • Pay only the higher deductible if the same event damages both your car and your home


Homeowners can save up to 35%, condo owners, up to 15% and tenants, up to 10%.

Car insurance discounts and savings

Multi-VehicleSave 7.5%When you insure 2 or more cars with us

Conviction-FreeSave moreWhen you're an experienced driver with a clean driving record



Clients need to have been continuously insured in Canada and have a clean driving record for several years. To have a “clean driving record,” clients must have no chargeable accidents and no minor, major or serious convictions (parking tickets are not taken into account). 

Student RatesSave up to 10%

Student Rates

You can save if you're under 25 and you're either:

  • A full-time university or college student
  • A recent graduate

Check out our tips for young drivers


Student Rates are subject to eligibility conditions and may vary by jurisdiction.

Loyalty savingsSave up to 15% if you've been with the same insurer for years

Loyalty savings

You could save on your car insurance if you've been insured with the same company or broker for a long time.

Winter tiresSave up to 5%

Winter tires

Save on your insurance all year when you drive on 4 winter tires during the colder months.

Find out more about our Winter tire discount

Home insurance discounts and savings

Claims-Free OfferSave up to 20%

Claims-Free Offer

Save if you've been claims free for several years


Homeowners can save up to 20%, condo owners, up to 16% and tenants, up to 17%

Water damage prevention systemSave up to 10%

Water damage prevention system

Save if you have any of these water damage prevention systems:

Alarm systemSave up to 10%

Alarm system

Save if you have a centrally-monitored fire and burglar alarm system installed in your home.


Contact us for a list of compatible system models.

Healthy homeSave up to 10% if your home is LEED certified

Healthy home

LEED stands for Leadership in Energy and Environmental Design.

Identity Theft AssistanceGet free Identity Theft Assistance with our home insurance

Get The Personal app

It's easy to update your insurance, manage your payments, display your proof of auto insurance, file and track a claim, and prevent damage.

Download on the App Store
Get it on Google Play

Discover the app

Handy features and prevention tools

Get a more personalized premium with Ajusto

Sign up for Ajusto® and get a premium that reflects your driving behaviour and habits.

Discover Ajusto

Save time with
Photo-based estimate

Auto claim? Send photos of the damage and save a trip to the shop.

Learn more

Track your
home insurance claim

Use the app to file your claim and track its progress.

Learn more

Want to find out more?

Contact us

Customer service phone number. This link opens your phone app.  1-888-476-8737

Monday to Friday: 8 a.m. to 8 p.m. (Eastern Time)
Saturday: 8 a.m. to 4 p.m. (Eastern Time)

Certain conditions, limitations and exclusions may apply.

Savings are based on each client’s individual profile. Savings and discounts are subject to eligibility conditions. Rates and discounts are subject to change without notice. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails.

Ajusto is underwritten by The Personal and available in Quebec, Ontario and Alberta only.

Ajusto® is a registered trademark of Desjardins General Insurance Inc., used under licence. The discount does not apply to certain endorsements or additional coverages. Subject to the terms and conditions in effect on the date you enrol in the program.

  1. ASET contest: No purchase necessary. The contest is open from January 1 to June 30, 2024. Contest is open exclusively to members of ASET eligible for home and auto insurance with the ASET Home and Auto Insurance Program. Limit of one entry per person per insurance product. Chances of winning depend upon the number of valid quotes received. Winners must correctly answer a skill-testing question to claim their prize. Full contest rules and regulations available at . [Back]
  2. $10 Gift Card: No purchase necessary. Must be of the age of majority. Limit one gift per person (or household), while supplies last or until the promotion expiry date on June 30, 2024, at 11:59 p.m. (Eastern Standard Time). Must be a valid student member of ASET. Restrictions apply, see Gift Card Terms and Conditions. [Back]

See how you can save!