Certain conditions, limitations and exclusions may apply.
Rates and discounts are based on each client’s individual profile and are subject to eligibility conditions. Rates and discounts are subject to change or termination without notice.
Savings may vary by province.
The terms and conditions of the coverages described are set out in the insurance policy, which always prevails.
Ajusto is underwritten by The Personal and available in Quebec, Ontario and Alberta only.
Ajusto® is a registered trademark of Desjardins General Insurance Inc., used under licence. The discount does not apply to certain endorsements or additional coverages. Subject to the terms and conditions in effect on the date you enrol in the program.
*Benchmarking Studies on home and auto insurers in Ontario and Quebec performed by an independent surveyor (SOM) between 2013-2024. Ranking based on statistically relevant samples of client experience metrics for property and casualty insurance companies.
- See full contest rules. No purchase necessary. The contest is open exclusively to persons eligible for the CFMWS general insurance plan underwritten by The Personal and who have either gotten a home or auto insurance quote or hold one of these policies that is in effect from April 1 to June 8, 2026, for the 1st draw, from April 1 to August 16, 2026, for the 2nd draw, from April 1 to October 24, 2026, for the 3rd draw and from April 1 to December 31, 2026, for the 4th draw. The 1st draw will be held on July 7, 2026, the 2nd draw will take place on September 8, 2026, the 3rd draw will take place on November 10, 2026, and the 4th draw will take place on January 14, 2027. A total of 4 cheques for CAN$10,000 each will be awarded. Winners must correctly answer a time-limited, mathematical skill-testing question to claim their prize. The contest is open to Canadian residents and ends on to December 31, 2026, 11:59 PM (Eastern Time). Back