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Your advantages:

Exclusive rates not available to the general public
Industry-leading client experience*
Coverage tailored to military life
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You could win $10,000

To celebrate 40 years of partnership with the CAF, we’re giving away four $10,000 cash prizes.1

 

 

See what we can offer you

Through your organization’s partnership with us, you benefit from a host of advantages and discounts. 

Advantages of the Multi-Line discount:

  • Enjoy free Identity Theft Assistance when you insure your home with us
  • Pay only the higher deductible if the same event damages both your car and your home

Note

The discount is available to Ontario residents only. This discount is approximate and is exclusive to new customers when they choose to combine their home and auto insurances. Homeowners can save up to 35%, condo owners up to 15% and tenants up to 10% on their home insurance. They can also save up to 10% on their car insurance.

Car insurance discounts and savings

Note

Approximate savings when you choose to insure more than one car.

Experienced Driver

Note

The offer is available to Ontario residents only. Clients must have been continuously licensed and insured in Canada with the same insurer for 5 years.

Online Quote

Note

The Online Quote discount is available to new auto insurance clients in Ontario who start a quote online. It applies to certain coverages and is valid until the insurance renewal date. This offer may be changed or cancelled at any time without notice.

Home insurance discounts and savings

Claims-Free Offer

Save if you've been claims free for several years

Note

Homeowners can save up to 20%, condo owners, up to 16% and tenants, up to 17%

Water damage prevention system

Save if you have any of these water damage prevention systems:

Alarm system

Save if you have a centrally-monitored fire and burglar alarm system installed in your home.

Note

Contact us for a list of compatible system models.

Identity Theft Assistance

Get free Identity Theft Assistance with our home insurance

Forbes’ highest-ranked group home and auto insurer
in Canada

As ranked by Forbes 2025 World’s Best Homeowners and Auto Insurance Companies.

Get The Personal app

It's easy to update your insurance, manage your payments, display your proof of auto insurance, file and track a claim, and prevent damage.

Download on the App StoreGet it on Google Play
Discover the app

Handy features and prevention tools

 

Get a more personalized premium with Ajusto

Sign up for Ajusto® and get a premium that reflects your driving behaviour and habits.

Discover Ajusto
 

Save time with Photo-based estimate

Auto claim? Send photos of the damage and save a trip to the shop.

Learn more
 

Track your home insurance claim

Use the app to file your claim and track its progress.

Learn more

Want to find out more?

Discover our other products

Contact us

1 888 476-8737

Monday to Friday: 8 a.m. to 8 p.m. (Eastern Time)
Saturday: 8 a.m. to 4 p.m. (Eastern Time)

Certain conditions, limitations and exclusions may apply.

Rates and discounts are based on each client’s individual profile and are subject to eligibility conditions. Rates and discounts are subject to change or termination without notice.

Savings may vary by province.

The terms and conditions of the coverages described are set out in the insurance policy, which always prevails.

Ajusto is underwritten by The Personal and available in Quebec, Ontario and Alberta only.

Ajusto® is a registered trademark of Desjardins General Insurance Inc., used under licence. The discount does not apply to certain endorsements or additional coverages.  Subject to the terms and conditions in effect on the date you enrol in the program.

*Benchmarking Studies on home and auto insurers in Ontario and Quebec performed by an independent surveyor (SOM) between 2013-2024. Ranking based on statistically relevant samples of client experience metrics for property and casualty insurance companies.

  1. See full contest rules. No purchase necessary. The contest is open exclusively to persons eligible for the CFMWS general insurance plan underwritten by The Personal and who have either gotten a home or auto insurance quote or hold one of these policies that is in effect from April 1 to June 8, 2026, for the 1st draw, from April 1 to August 16, 2026, for the 2nd draw, from April 1 to October 24, 2026, for the 3rd draw and from April 1 to December 31, 2026, for the 4th draw. The 1st draw will be held on July 7, 2026, the 2nd draw will take place on September 8, 2026, the 3rd draw will take place on November 10, 2026, and the 4th draw will take place on January 14, 2027. A total of 4 cheques for CAN$10,000 each will be awarded. Winners must correctly answer a time-limited, mathematical skill-testing question to claim their prize. The contest is open to Canadian residents and ends on to December 31, 2026, 11:59 PM (Eastern Time).  Back
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