null The dangers of speeding

Life-threatening behaviour

These dangerous behaviours put pedestrians, cyclists and other drivers at risk, and it's a problem that could get worse as emergency measures are lifted and traffic gradually increases. Moreover, with the summer weather here to stay, it may be even more tempting to turn the music up and cruise. That’s why we put together a list of good driving practices to help keep you safe.

  1. Maintain a speed that allows you to flow with the traffic around you, while staying within the speed limits.
  2. Keep a safe distance between you and the cars around you, so you have enough time to stop safely.
  3. Pay attention to speed limits and stay within them.
  4. Be aware that some driving infractions could affect your insurance premium.

Financial deterrents

In addition to risking serious injury or death, street racers and other stunt drivers can also pay a big price financially. Speeding can not only impact your insurance premium but may also come with hefty penalties which differ between provinces.

In Ontario for instance, the fines range from $2,000 to $10,000 with a possible suspension of your drivers’ licence, and a potential prison sentence. Ontario’s Ministry of Transportation (MTO) has said that while they are continuing to review their policies, a spokesperson has argued that the province already has some of the harshest penalties for speeding/aggressive driving in the world.

Despite the potential financial and legal implications, street racers seem unable to resist the near-empty roads offered by the pandemic lockdown.

Changing behaviour

Education and awareness are key components for changing driver behaviour, and it is more important than ever for drivers to fully understand the implications and consequences of their reckless decisions behind the wheel. Bringing these to light will help drivers understand that their actions can have consequences, legally, financially and socially, and perhaps even psychologically, if their decisions result in injuries or loss of life.

To change the pattern of behaviours, we need to start at the beginning with drivers when they first obtain a licence – educate them and instill safe driving habits at an early age.


CBC News: Police see a spike in speeding and stunt driving during COVID-19 pandemic

MTO: Safe driving practices

The dangers of speeding

Instances of speeding and street racing have risen sharply in communities across Canada since highways and other roads became less busy in the wake of COVID-19.

These tips are provided for information and prevention purposes only. They are general in nature, and The Personal cannot be held liable for them. We recommend using caution and consulting an expert for comprehensive, tailored advice.

Auto Insurance is not available in Manitoba, Saskatchewan and British Columbia due to government-run plans.