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Ways to reduce your insurance premium

Bundle your policies

If you haven’t already done it, it’s well worth insuring all your property with the same insurance company. Bundling your home, cottage, trailer or boat insurance can help you save on your premiums. Plus, it’s a lot less hassle having only one company to contact in the event of a loss.

Update your home insurance

  • Review your coverage. It’s worth letting your insurance company know if you’ve made changes like re-roofing your home. It could save you money on your premium.
  • Increase your deductible. A typical home insurance deductible is $500. If you’re comfortable paying more out of pocket in an insurance claim, you could increase it to say $1,000 and reduce your home insurance costs.
  • Has someone in your home quit smoking? Let us know! A smoke-free home reduces the risk of a fire, and it lowers your insurance premium.
  • Get more discounts. Check out our other home insurance savings and call us to see if you’re eligible.

Get a security system in your home

Discover our relief measures

The Personal has adopted a range of relief measures to help our customers during the pandemic. Find out more on our dedicated COVID-19 page.

Ways to reduce your insurance premium

During the COVID-19 pandemic, it’s still important to protec your home and your belongings. This is a tough time for many people, and that’s why we’ve put together some ways you could reduce your insurance premiums.

Savings and discounts are subject to eligibility conditions and may vary by jurisdiction.

Offers and discounts may change without notice. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails.

Some conditions, exclusions and limitations may apply. These tips are provided for information and prevention purposes only. They are general in nature, and The Personal cannot be held liable for them. We recommend using caution and consulting an expert for comprehensive, tailored advice.