Commercial vehicles insurance

Protect your business vehicles against damage thanks to The Personal's group business insurance.

Keep your business rolling safely

Call us to get a quote tailored to your business!

Whether you have one or two commercial vehicles or a whole fleet, we’ll help you keep your business rolling. The Personal offers basic coverage, as well as optional coverage adapted to your industry.

Types of vehicles we cover

We insure these vehicles (and more) :

Delivery and transport vehicles

Commercial trucks and trailers

Light and heavy vehicles

Cube vans

Service vehicles and garage courtesy cars

Basic coverage

Civil liability

Coverage if you accidentally damage someone’s property (e.g., building, bridge, fence, utility pole) or injure someone.

Collision and upset

In an at-fault accident, coverage for damage to your vehicle and any attached equipment (e.g., plow, hydraulic boom).

All perils other than collision or upset

Protection for your vehicle against fire, theft, vandalism, glass breakage, hail, rising water and more.

Optional coverage

Replacement cost coverage

Protect your new vehicle against depreciation for up to 5 years. In case of total loss or total theft, we will replace your vehicle with a new one that has the same features.

Value Plus OptionTM

Protect your pre-owned vehicle against depreciation for up to 5 years. In the event of a total loss or total theft, based on the option you choose, you’ll receive the equivalent of:

  • The price you paid for your vehicle, increased by an annual percentage.
  • The value of your vehicle at the time of the loss, increased by an annual percentage.

Travel costs (broad form)

Get reimbursed for taxi, car rental or other costs incurred during a trip away from home if you can no longer use your vehicle because it was damaged following an insured loss.

Civil liability – damage caused to vehicles of which named insured is not owner (including vehicles provided by an employer)

Protect yourself and your shareholders, partners and employees in case of damage to a rented or borrowed utility vehicle in Canada or the United States ($100,000 limit). This coverage replaces the insurance offered by the rental company.

Savings and advantages


Environmental awareness pays! Save on commercial vehicle insurance with our savings:

  • Save 10% for fuel-efficient vehicles1
  • Save 15% for hybrid vehicles
  • Save 20% for electric vehicles


Get additional savings if you insure more than two commercial vehicles with us.


Insure your commercial vehicles and your business with us and keep more money in your pocket!

  • 1. The discount for fuel-efficient vehicles is awarded based on criteria determined by The Personal General Insurance Inc., using information provided by the Fuel Consumption Guide published by Natural Resources Canada.
  • TM Value Plus Option is a trademark of a company affiliated with The Personal General Insurance Inc.
  • The information on this page is provided for informational purposes only. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails. Certain conditions, exclusions and limitations may apply.

Get a quote that’s tailored to your commercial vehicles!

Talk to a property and casualty insurance agent

Monday to Friday, from 8 a.m. to 8 p.m.; Saturday, from 8 a.m. to 4 p.m.