Property and liability insurance for businesses

Protect your business with The Personal’s property insurance and liability insurance coverages.

Coverage that’s tailored to your sector.

Call us to get a quote tailored to your business!

We’ve got your business covered. We provide all-risk protection adapted to your industry, as well as coverage for accidental bodily injury and property damage to a third party.

Basic coverage

Our all-risk business insurance includes the following coverages:

Commercial property

All-risk protection for your property (buildings, furniture, merchandise and equipment), that covers fire, theft and vandalism.

Equipment breakdown

Accidental breakdown coverage for electrical, electronic, computer, telephone, mechanical and refrigeration equipment.

Loss of business income

Coverage against financial difficulties that may follow an insured loss. Various coverages are offered.

Dishonesty, disappearance and destruction

Protection against fraudulent activities from third parties as well as internal theft or embezzlement.

Commercial liability

Protection for your business in case of injury or property damage caused to a third party.

Optional coverage

Additional business property insurance coverages that may interest you:


Coverage for damage to your building and contents caused by an earthquake.


Coverage for damage to your building and contents caused by a flood.

Sewer backup

Coverage for damage to your building and contents caused by sewer backup.

Public utility interruption (water, electricity, gas)

Coverage for loss of income and property damage caused by an insured loss, following an off-premises service interruption.

Cyber risk

Coverage for your business and your clients against damage caused by cyberattacks.

Take advantage of these savings in addition to our special group rates

Vous possédez un bâtiment certifié leed

LEED certified building discount

Save 10% on your commercial building coverage if your building is LEED certified (Leadership in Energy and Environmental Design).

Vous possédez un système d'alarme.

Centrally monitored alarm system discount

Install a centrally monitored fire and theft alarm system, and save even more!

Business assistance services

Insure your business with The Personal and get free access to assistance services.

Legal assistance Legal assistance

Legal assistance

Talk to a lawyer or notary over the phone to help you avoid or settle legal issues with employees, suppliers or clients.

Learn more
Professional expertise assistance Business concierge

Business concierge

Use our concierge services for your business events and get help booking hotels, meeting rooms, restaurants and more!

Learn more
  • The information on this page is provided for informational purposes only. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails. Certain conditions, exclusions and limitations may apply.

Get a business insurance quote that’s tailored to your needs!

Talk to a property and casualty insurance agent

Monday to Friday, from 8 a.m. to 8 p.m.; Saturday, from 8 a.m. to 4 p.m.