Home insurance

Exclusive rates for members and employees of partner organizations

The Personal offers  ome insurance for homeowners, condo owners and tenants.

Get a quote Option to buy online

Up to 2 cars and 3 drivers 1 car and 1 driver

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Simple, flexible home insurance with The Personal

Whether you own or rent your home, discover our all-risk insurance that offers you a range of coverage options, so you can get an insurance package that truly fits your needs.

Plus if you're a member or employee of one of our partner organizations, you enjoy exclusive rates.

Protect your home with Alert

Get peace of mind at a great price with the AlertTM program, which includes the DIY home security system by Roost®. When you subscribe to Roost's monitoring service, you could also save up to 10% on your home insurance.

Discover Alert  

Discover your home insurance guide

From theft and fire to liability and flooding, home insurance can be confusing. Our guides show you what's covered, what's not and what's optional. Learn more about our all-risk insurance, depending on your situation.




Condo owners



Save more on your home insurance

Multi-Line DiscountSave up to 15%

  • Save up to 15% on home insurance when you insure your home and car with us.1
  • Get the Worry-Free OptionTM at no extra cost.

Pay only the higher deductible if the same event damages both your residence and your vehicle, while your vehicle is parked there.

Good Record RateSave up to 20%

Good Record Rate

Save if you've made no claims in the last 7 years

Water damage prevention systemSave up to 10%

Water damage prevention system

Save if you have any of these water damage prevention systems:

Alarm systemSave up to 10%

Alarm system

Save if you have a centrally-monitored fire and burglar alarm system installed in your home.


Contact us for a list of compatible system models.

Healthy homeSave up to 10% if your home is LEED certified

Healthy home

LEED stands for Leadership in Energy and Environmental Design.

Take advantage of our assistance services

With home insurance from The Personal, you get access to the following assistance services:

Learn more

Identity Theft Assistance Get help from a team of qualified professionals if your identity is stolen.

  • Available 24/7
  • Included with your home insurance policy
Learn more

Legal Assistance Get advice from a lawyer in all areas of law (except criminal and tax law) at no extra charge.

  • Unlimited call time
  • Included with your home insurance policy
Discover Radar


With RadarTM get personalized weather alerts when severe weather threatens your property.

Discover the mobile app

An app that looks out for you

Download The Personal app to access your insurance and Ajusto® and RadarTM prevention tools whenever you want.

Get insured with us

Offering you excellent service: our priority!

Our damage insurance agents are committed to offering you easy, friendly service.

24/7 claim service

Damage to your home, condo or apartment?
Call us any time.

Looking for advice?
Visit our Claims Centre.

Start a claim Call us at: 1-866-776-8343

Online services

Access your insurance documents online and:

  • File a claim
  • Change your address
  • Change your payment method
Learn more

The information on this page is provided for informational purposes only. The terms and conditions of the coverages described are set out in the home insurance policy, which always prevails. Conditions, exclusions and limitations may apply. Online insurance purchase is available subject to our underwriting policies. Limitations and exclusions apply.

Savings are based on each client’s individual profile. Savings and discounts are subject to eligibility conditions. Rates and discounts are subject to change without notice. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails. 

AlertTM is a trademark of Desjardins General Insurance Group Inc., used under licence.

The Alert program is available in Canada only: in Quebec, Ontario, Saskatchewan, Manitoba, Prince Edward Island, Nova Scotia, Nunavut and the Northwest Territories.

The Roost word mark and logo are trademarks of Roost, Inc., and have been registered in the United States and in certain other jurisdictions.

Ajusto is underwritten by The Personal, which refers to The Personal General Insurance Inc. in Quebec and The Personal Insurance Company in all other provinces and territories of Canada.

Ajusto® is a registered trademark of Desjardins General Insurance Inc., used under licence.

Worry-Free OptionTM is a trademark of Desjardins General Insurance Group Inc., used under licence.

RadarTM is a trademark of Desjardins General Insurance Group Inc., used under licence.

  1. Certain conditions, limitations and exclusions may apply. Homeowners receive a fixed 10% discount and tenant and condominium owners can receive up to 15% discount.  
  2. This offer may be cancelled without notice. The discount applies to the amount after taxes.
  3. Plus tax. Rate subject to change.

Get a quote

Up to 2 cars and 3 drivers 1 car and 1 driver

Prefer to call us?