Coverage for recreational and leisure vehicles

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The Personal offers stress-free coverage for recreational vehicles. Get the right insurance for your vehicle.

Coverage by vehicle type

Motorhomes (including RVs), truck campers and camping trailers

Motorhomes and truck campers can be covered under your auto insurance.

Camping trailers can be covered under your auto or home insurance, based on certain conditions.

Speak to an insurance agent to get a quote

Boats, personal watercraft and more (e.g., canoes, kayaks, rowboats, pedal boats)

Watercraft can be insured under your home insurance by adding specific coverage to your policy.

Speak to an insurance agent to find out more or to get a quote

Standard coverage

Get essential coverage for your motorcycle, snowmobile, ATV or motorhome

Liability (section A)

All road vehicles must have liability insurance. It protects you if you’re involved in an accident and you damage property, like a fence, house or hydro pole, or if you injure someone and it’s not covered by the SAAQ.

We recommend liability coverage of at least $2 million.

Collision or upset (Section B2)

Covers your recreational vehicle if it’s damaged in a collision.

All perils other than collision or upset (Section B3)

Covers your recreational vehicle if it’s damaged by events like fire, theft or vandalism.

Optional coverage

Value Plus Option^TM

Get a great coverage for your motorcycle, snowmobile, ATV or motorhome

This option protects your new or used vehicle against depreciation for up to 5 years.

Your vehicle is stolen and not recovered or a total loss: we’ll pay an indemnity corresponding to the price you paid, increased by an annual percentage.

There’s damage to your vehicle: we’ll repair or replace the damaged parts with new parts, with no deduction for depreciation.

Travel costs (broad form)

Practical coverage for your motorcycle or motorhome

This covers your travel costs if your recreational vehicle is stolen or no longer roadworthy after a covered loss.

If you’re on a trip, this coverage also includes:

Transportation
Meals
Accommodation in an hotel, for example

See how you can save!

The information on this page is provided for informational purposes only. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails. Conditions, exclusions and limitations may apply.

Value Plus Option^TM is a trademark of a company affiliated with The Personal General Insurance Inc.