Get your personalized offers

Your advantages:

  • Exclusive rates, just for you
  • Coverage adapted to your needs
  • Outstanding customer service 

Prefer to call? By phone:1-888-476-8737


My house, my way!

Get a home or auto insurance quote before December 15, 2023, and you could win one of three cheques worth $1,000 each!1


See what we can offer you

Through your organization’s partnership with The Personal, you benefit from a host of advantages and discounts.  

Bundle and save up to 15% on home insurance when you insure your home and car with us

Advantages of the Multi-Line discount:


Homeowners enjoy a discount of up to 10%. Tenants and condominium owners enjoy a discount of up to 15%.

Car insurance discounts and savings

Multi-VehicleSave up to 15%


Save up to 15% if you insure 2 or more cars

Save 10% on your recreational vehicle insurance if you already insure your car with us.


The discount for recreational and leisure vehicles applies to motorcycles, snowmobiles, all-terrain vehicles, mopeds, motor homes, house trailers, camping trailers, truck campers, and road trailers.

Good Record RateSave up to 15%

Good Record Rate

Save if you’ve had no accidents, losses or driving offences in the past 6 years


Parking tickets are not taken into account when granting the Good Record Rate saving.

Young driversGet a discount if you’re 30 or younger

Young drivers

Check out our tips for young drivers

Home insurance discounts and savings

Good Record RateSave up to 20%

Good Record Rate

Save if you've made no claims in the last 7 years

Water damage prevention systemSave up to 10%

Water damage prevention system

Save if you have any of these water damage prevention systems:

Alarm systemSave up to 10%

Alarm system

Save if you have a centrally-monitored fire and burglar alarm system installed in your home.


Contact us for a list of compatible system models.

Healthy homeSave up to 10% if your home is LEED certified

Healthy home

LEED stands for Leadership in Energy and Environmental Design.

Free assistance servicesGet free Legal Assistance and Identity Theft Assistance with our home insurance

Get The Personal app

It's easy to update your insurance, manage your payments, display your proof of auto insurance, file and track a claim, and prevent damage.

Download on the App Store
Get it on Google Play

Discover the app

Handy features and prevention tools

Get a more personalized premium with Ajusto

Sign up for Ajusto® and get a premium that reflects your driving behaviour and habits.

Discover Ajusto

Save time with
Photo-based estimate

Auto claim? Send photos of the damage and save a trip to the shop.

Learn more

Track your
home insurance claim

Use the app to file your claim and track its progress.

Learn more

Business insurance

Find the right coverage for your business and enjoy exclusive rates.

We insure:

  • Healthcare businesses
  • Professional service firms
  • Real estate businesses
  • Commercial vehicles and more
  • Cyber risk

Or call us: By phone:1-800-363-3813

  If your spouse or partner owns a business they can get an exclusive rate, too.

Want to find out more?

Contact us

Customer service phone number. This link opens your phone app. 1-888-476-8737

Monday to Friday: 8 a.m. to 8 p.m. (Eastern Time)
Saturday: 8 a.m. to 4 p.m. (Eastern Time)

Certain conditions, limitations and exclusions may apply.

Savings are based on each client’s individual profile. Savings and discounts are subject to eligibility conditions. Rates and discounts are subject to change without notice. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails.

Ajusto is underwritten by The Personal and available in Quebec, Ontario and Alberta only.

Ajusto® is a registered trademark of Desjardins General Insurance Inc., used under licence. The discount does not apply to certain endorsements or additional coverages. Subject to the terms and conditions in effect on the date you enrol in the program.

  1. See full contest rules.
    Certain conditions, limitations and exclusions may apply. The contest is open exclusively to CSQ members eligible for the general insurance plan underwritten by The Personal and who have either gotten a home or auto insurance quote or hold one of these policies that is in effect from April 15 to June 12, 2023 for the 1st draw, September 11, 2023 for the 2nd draw, December 15, 2023 for the 3rd draw. No purchase required. After each draw, a cheque for CAN $1,000 shall be awarded to the winner. Each winner must answer a mathematical skill-testing question to receive their prize. The contest is only open to Quebec residents and ends on December 15, 2023, 11:59 PM (Eastern time). [Back]

See how you can save!