Get your personalized offers

Your advantages:

  • Exclusive rates, just for you
  • Military-specific coverage
  • Outstanding customer service

Prefer to call? By phone:1-888-476-8737

Contest

Live like a VIP

If you’re a CAF Community member, you could win a cheque for $5,000.1 To enter the contest, get a home or auto quote before December 31, 2023.

 

$10,000 donation to Soldier On

We donated $2 to Soldier On for every home and auto insurance quote we received between February 1 and March 31, 2023.

Soldier On contributes to the recovery of ill and injured Canadian Armed Forces members.

Thank you for your support!

See what we can offer you

Through your organization’s partnership with The Personal, you benefit from a host of advantages and discounts.  

Save up to $1070when you insure your home and car with us

Advantages of the Multi-Line discount:

  • Enjoy free Identity Theft Assistance when you insure your home with us
  • Pay only the higher deductible if the same event damages both your car and your home

Note

Offer is available to Ontario residents only. To achieve maximum savings, clients must own their own homes. Clients who are tenants will realize lower savings. Savings are based on each client’s individual profile. Savings and discounts are subject to eligibility conditions. Rates and discounts are subject to change without notice.

Car insurance discounts and savings

Multi-VehicleSave up to $725When you insure 2 or more cars with us

Multi-Vehicle

Note

Savings are based on each client’s individual profile. Savings and discounts are subject to eligibility conditions. Rates and discounts are subject to change without notice.  

Conviction-FreeSave up to $1,105When you're an experienced driver with a clean driving record

Conviction-Free

Note

Offer is available to Ontario residents only. Clients will need to have been continuously insured in Canada and have a clean driving record for several years. To have a “clean driving record,” clients must have no chargeable accidents and no minor, major, or serious convictions (parking tickets are not taken into account). Savings are based on each client’s individual profile. Savings and discounts are subject to eligibility conditions. Rates and discounts are subject to change without notice. 

Student RatesSave up to 10%

Student Rates

You can save if you're under 25 and you're either:

  • A full-time university or college student
  • A recent graduate

Check out our tips for young drivers

Note

Student Rates are subject to eligibility conditions and may vary by jurisdiction.

Loyalty savingsSave up to 15% if you've been with the same insurer for years

Loyalty savings

You could save on your car insurance if you've been insured with the same company or broker for a long time.

Winter tiresSave up to 5%

Winter tires

Save on your insurance all year when you drive on 4 winter tires during the colder months.

Find out more about our Winter tire discount

Home insurance discounts and savings

Claims-Free OfferSave up to $395

Claims-Free Offer

Save up to $395 if you've been claims-free for several years

Note

Offer is available to Ontario residents only. Savings are based on each client’s individual profile. Savings and discounts are subject to eligibility conditions. Rates and discounts are subject to change without notice.

Water damage prevention systemSave up to 10%

Water damage prevention system

Save if you have any of these water damage prevention systems:

Alarm systemSave up to 10%

Alarm system

Save if you have a centrally-monitored fire and burglar alarm system installed in your home.

Note

Contact us for a list of compatible system models.

Healthy homeSave up to 10% if your home is LEED certified

Healthy home

LEED stands for Leadership in Energy and Environmental Design.

Identity Theft AssistanceGet free Identity Theft Assistance with our home insurance

Get The Personal app

It's easy to update your insurance, manage your payments, display your proof of auto insurance, file and track a claim, and prevent damage.

Download on the App Store
Get it on Google Play

Discover the app

Handy features and prevention tools

Get a more personalized premium with Ajusto

Sign up for Ajusto® and get a premium that reflects your driving behaviour and habits.

Discover Ajusto

Save time with
Photo-based estimate

Auto claim? Send photos of the damage and save a trip to the shop.

Learn more

Track your
home insurance claim

Use the app to file your claim and track its progress.

Learn more

Want to find out more?

Discover our other products

Auto insurance

Home insurance

Recreational vehicle and boat insurance

Pet insurance

Travel insurance

Contact us

Customer service phone number. This link opens your phone app.  1-888-476-8737

Monday to Friday: 8 a.m. to 8 p.m. (Eastern Time)
Saturday: 8 a.m. to 4 p.m. (Eastern Time)

Certain conditions, limitations and exclusions may apply.

Savings are based on each client’s individual profile. Savings and discounts are subject to eligibility conditions. Rates and discounts are subject to change without notice. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails.

Worry-Free OptionTM is a trademark of Desjardins General Insurance Group Inc., used under licence.

Ajusto is underwritten by The Personal.

Ajusto® is a registered trademark of Desjardins General Insurance Inc., used under licence. The discount does not apply to certain endorsements or additional coverages. Subject to the terms and conditions in effect on the date you enrol in the program.

  1. See full contest rules.
    Existing clients are already entered into the contest. No purchase necessary. Contest is open exclusively to CFMWS members eligible for home, auto and/or business (offered in Quebec only) insurance under the CFMWS group insurance plan. A total of three (3) $5,000 cheques will be awarded for a total prize value of $15,000 (CAN). Chances of winning depend upon the number of quotes received and policies in force. Contest runs from April 1, 2023, to December 31, 2023. Winners must correctly answer a skill-testing question to claim their prize.[Back]
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